Trends · Ben Buzz · Dec 30, 2025

AI-Driven Digital Commerce and Privacy Trends for 2026

By 2026, AI-driven digital commerce will face significant security challenges, with 14.41% of retail users encountering web threats and a 152% increase in B2B ransomware detections. The report reveals that 14.41% of retail users encountered web threats, while 22.20% faced threats directly on their devices. Retail companies are not immune to these risks, with 8.25% experiencing ransomware attacks.

In a recent report analyzing the trends of AI-driven digital commerce and privacy expected by 2026, several key areas have been identified that could significantly impact the retail and professional services industries. The findings highlight ongoing challenges and emerging opportunities as AI technologies continue to reshape the landscape.

Security Threats and Privacy Concerns

With the increasing integration of AI in commerce, security remains a major concern. The report reveals that 14.41% of retail users encountered web threats, while 22.20% faced threats directly on their devices. Retail companies are not immune to these risks, with 8.25% experiencing ransomware attacks. Notably, there has been a 152% increase in B2B ransomware detections, underscoring the growing threat to businesses.

Phishing continues to be a pervasive issue, with 6.7 million attacks identified. More than half of these, 50.58%, targeted online stores, emphasizing the ongoing vulnerability of digital purchasing environments. As AI technologies like chatbots and image-based search become more prevalent, new privacy risks emerge, particularly as AI shopping assistants begin to operate outside traditional retail platforms.

AI Integration in Retail and Professional Services

The use of AI in retail is set to transform product discovery with chatbots becoming common tools. This shift is part of a broader trend where AI is being integrated into incident management capabilities and professional services are adopting AI-driven automation. Despite these advancements, there is a noted slow growth in the adoption of AI capabilities, attributed to the need for data cleanup and digital modernization.

Unified commerce is gaining traction, with mobile-first POS platforms beginning to replace legacy registers. The shift from traditional search methods to AI-driven shopping is accelerating, alongside the rise of social commerce. For instance, TikTok Shop hosts 6,000 live sessions daily, a trend that more retailers are expected to follow by 2026.

Marketing and Consumer Engagement Evolution

AI is becoming central to marketing operations, fundamentally altering how companies approach consumer engagement. Conversational search is redefining SEO strategies, prompting a shift from keyword rankings to answer-centered content. Zero-click scenarios are increasing in search results, highlighting the need for brands to optimize for intent and conversational search.

The marketing landscape is also seeing a shift from influencers to creators as strategic partners. Consumers are increasingly demanding authenticity and community engagement, prompting companies to invest in owned channels and user-generated content. AI is viewed as the operating system for marketing strategies, with marketing mix modeling regaining prominence for measurement beyond traditional attribution methods.

The Future of Digital Marketing

The report suggests that immersive experiences are set to redefine marketing engagement. A Deloitte survey indicates a shift towards interactive consumption habits, necessitating e-commerce platforms to adopt immersive, interactive formats. This includes a focus on augmented reality try-ons and gamified product launches.

Brands are encouraged to invest in data literacy and AI fluency while building cross-channel orchestration capabilities. Integrated authority is key for marketers, and media should be treated as a conduit to achieve business outcomes. By 2026, these trends are expected to define the next wave of digital marketing, requiring robust measurement frameworks and strategies that prioritize intent and authenticity.