Trends · Ben Buzz · Jan 2, 2026

AI and Privacy Trends in Digital Commerce for 2026 Analyzed in New Report

However, the industry faces escalating cyber threats, as 14.41% of retail users encounter web threats and 50.58% of phishing attacks target online stores. Additionally, a 152% increase in B2B ransomware detections highlights growing securit… Even more alarming is the fact that 22.20% of retail users have faced on-device threats, underscoring the need for robust security measures across all digital touchpoints.

As digital commerce continues to evolve, the intersection of artificial intelligence (AI) and privacy poses both opportunities and challenges for businesses and consumers alike. A recent report sheds light on these dynamics, offering insights into the current landscape and projecting future trends in the sector. The findings highlight significant developments in web and on-device threats, ransomware incidents, and the growing role of AI in retail operations.

Escalating Cyber Threats in Retail

The report reveals concerning statistics about the prevalence of cyber threats in the retail sector. It notes that 14.41% of retail users have encountered web-based threats, marking a significant risk area for businesses operating online. Even more alarming is the fact that 22.20% of retail users have faced on-device threats, underscoring the need for robust security measures across all digital touchpoints.

Ransomware continues to be a formidable challenge, with 8.25% of retail companies experiencing such attacks. The report highlights a staggering 152% increase in ransomware detections within the B2B sector, suggesting that these types of threats are becoming more sophisticated and targeted.

Phishing Attacks and Their Impact on Online Commerce

Phishing attacks remain a persistent threat in the realm of digital commerce. The report identifies 6.7 million phishing attacks, with a significant 50.58% targeting online stores. This trend underscores the vulnerability of e-commerce platforms to such deceptive practices, which aim to steal sensitive consumer data.

The prevalence of phishing in online purchasing is a reminder for merchants to enhance their security frameworks and educate consumers about the risks associated with these attacks. As phishing techniques become more advanced, the need for comprehensive security solutions becomes increasingly urgent.

The Role of AI in Transforming Retail

Artificial intelligence is reshaping the landscape of retail technology, with significant implications for consumer privacy and business operations. The report indicates that chatbots are expected to become a standard tool in product discovery, assisting customers in navigating vast product catalogs with ease.

AI shopping assistants are increasingly operating outside traditional retail platforms, offering consumers personalized recommendations and guidance. However, these advancements also raise new privacy concerns, particularly with the rise of image-based searches, which can track and analyze consumer preferences in unprecedented ways.

Challenges and Opportunities Ahead

Despite the promise of AI, the report suggests that one-third of retail projects may be abandoned before completion, reflecting the challenges businesses face in implementing new technologies effectively. Meanwhile, the adoption of AI tools like ChatGPT is on the rise, with 24% of US online adults reportedly using the platform, indicating a growing comfort with AI-driven interactions.

In the B2B sector, 20% of sellers are anticipated to engage in agent-led negotiations, signaling a shift towards more automated and AI-driven sales processes. As AI continues to permeate various aspects of commerce, businesses must balance innovation with consumer privacy concerns to build trust and foster sustainable growth in the digital marketplace.

“AI changes everything in commerce tech,” the report concludes, highlighting the transformative potential of artificial intelligence in reshaping the future of retail and digital commerce.

As we look towards 2026, the integration of AI into digital commerce will undoubtedly bring about profound changes. However, the industry must remain vigilant in addressing the privacy and security challenges that accompany these technological advancements, ensuring a safe and trustworthy environment for all stakeholders involved.